Account

Statement Savings

Money Market

Tiered Money Market

Minimum Deposit to Open

$25

$1,000

$1,000

Service Charge

$3.00 / Statement Cycle

$15.00 / Statement Cycle

$10.00 / Statement Cycle

Minimum Balance to avoid Service Charge

$25 daily balance*

$1,000 daily balance*

$1,000 daily balance*

Compounding and **Crediting of Interest

Interest is compounded on a Quarterly cycle basis and is credited to your account the end of the quarterly cycle

Interest is compounded monthly and is credited on the last day of the statement cycle

Interest is compounded monthly and is credited on the last day of the statement cycle

Account Statement

Quarterly Statements on last day of March, June, Sept, & Dec

Monthly Cycle

Monthly Cycle

Other Terms & Fees:

Transfer Limitations

The account is limited to nine transfers per cycle. Transactions included as transfers to other accounts, transfers to third parties by preauthorization, automatic-withdrawal agreements or telephone transfers. No more than six of these transfers are permitted in any one month of the quarter.

The account is limited to six transfers per statement cycle, all of which may be by check, draft or similar order. Transactions included as transfers to other accounts, transfers to third parties by preauthorization, automatic withdrawal agreements or telephone transfers.

The account is limited to six transfers per statement cycle, all of which may be by check, draft or similar order. Transactions included as transfers to other accounts, transfers to third parties by preauthorization, automatic withdrawal agreements or telephone transfers.

Excessive Transfer Fee

In the event the nine-transfer limitation is exceeded your account will be charged $1.00 for each withdrawal in excess of nine. This occurs for each quarterly statement cycle.

In the event the six-transfer limitation is exceeded, your account will be charged $2.00 for each withdrawal (in excess of six). This occurs each statement cycle. Interest will be forfeited.

In the event the six- transfer limitation is exceeded, your account will be charged $2.00 for each withdrawal (in excess of six). This occurs each statement cycle. Interest will be forfeited.

Early Closing

In the event you elect to close your account within 60 days of opening we may charge an “Early-Closing” fee of $2.00.

In the event you elect to close your account within 60 days of opening we may charge an “Early-Closing” fee of $2.00

In the event you elect to close your account within 60 days of opening we may charge an “Early-Closing” fee of $2.00.