| FACTS |
WHAT DOES FIRST MIDWEST BANK OF THE OZARKS
DO WITH YOUR PERSONAL INFORMATION? |
| Why? |
Financial companies choose how they share your personal
information. Federal law gives consumers the right to limit some but
not all sharing. Federal law also requires us to tell you how we
collect, share, and protect your personal information. Please read this
notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
- Social Security Number and Credit History
- Account Balances and Payment History
- Transaction History and Overdraft History
When you are no longer our customer, we continue to share your
information as described in this notice.
|
| How? |
All financial companies need to share customers’ personal
information to run their everyday business. In the section below, we
list the reasons financial companies can share their customers’ personal
information; the reasons First Midwest Bank chooses to share; and
whether you can limit this sharing. |
| Questions? |
Call (573) 223-4215 or (573) 323-4246
|
|
Reasons we can share your personal information |
Does First Midwest Bank share? |
Can you limit this sharing? |
| For our everyday business purposes – Such as to process your
transactions, maintain your account(s), respond to court orders and
legal investigations, or report to credit bureaus |
Yes |
No |
| For our marketing purposes – To offer our products and services to
you |
Yes |
No |
| For joint marketing with other financial companies |
No |
We don't Share |
| For our affiliates’ everyday business purposes – Information about
your transactions and experiences |
No |
We don't Share |
| For our affiliates’ everyday business purposes – Information about
your creditworthiness |
No |
We don't Share |
| For non-affiliates to market to you |
No |
We don't Share |
| Who we are |
|
| Who is providing this notice? |
First Midwest Bank of the Ozarks |
| What we do |
|
| How does First Midwest
Bank protect my personal information? |
To protect your personal information from unauthorized access and use,
we use security measures that comply with federal law. These measures
include computer safeguards and secured files and buildings. |
| How does First Midwest Bank collect my personal
information? |
We collect your personal information, for example, when you:
- Open an account or Deposit money
- Apply for a loan or Use your debit card
- Make deposits or withdrawals from your account
|
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your
creditworthiness.
- Affiliates from using your information to market to you.
- Sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
|
| Definitions |
|
| Affiliates |
Companies related by common ownership or control. They can be
financial and nonfinancial companies
- First Midwest Bank of the Ozarks does not share with our
affiliates.
|
| Non-Affiliates |
Companies not related by common ownership or
control. They can be financial and nonfinancial companies
- First Midwest Bank of the Ozarks does not share with
non-affiliates so they can market to you.
|
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
- First Midwest Bank of the Ozarks does not jointly market.
|
Click here for printer friendly version (PDF)
|
